Gift it Forward contest winner, Melissa Merritt, won $250 for herself and $250 for her favorite nonprofit, Cranio Care Bears. Melissa posted on social media about how MembersOwn helped her pay down a student loan in less than four years and buy a new car—truly a win-win, times two!

Post how MembersOwn is helping you achieve your financial goals and tag @MembersOwn for your chance to be the next winner. See contest details at www.MembersOwnCU.org/gift-it-forward