Savings Rates
All rates are effective July 12, 2025, and subject to change without notice. Share certificates have a $1,000 minimum balance (unless otherwise noted) and early withdrawal penalty. The share savings accounts are the prospective rate for the 3rd quarter 2025.
*APY = Annual Percentage Yield
Account APY*
Share Savings Accounts, Club Accounts and IRAs 0.15%
12-month Share Certificate special ($5,000 minimum) 3.90%
6-month Share and IRA Certificate 1.10%
12-month Share and IRA Certificate 1.50%
24-month Share and IRA Certificate 1.50%
36-month Share and IRA Certificate 1.75%
48-month Share and IRA Certificate 1.75%
All dividends (interest) are earned and posted at the end of each calendar month.
Money Market Tiered Dividend Rates
| Balance | Interest Rate |
| $0.00 to $4,999.99 | 0.00% |
| $5,000 to $24,999.99 | 0.65% |
| $25,000 and Over | 1.00% |
Use the savings calculator to help track earnings and find even more details about our savings accounts here.
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