Savings Rates

All rates are effective February 21, 2024 and subject to change without notice. Share certificates have a $1,000 minimum balance (unless otherwise noted) and early withdrawal penalty. The share savings accounts are the prospective rate for the 1st Quarter 2024.

AccountAPY*
Share Savings Accounts, Club Accounts and IRAs0.25%
16-month Share Certificate special ($25,000 minimum)5.00%
16-month Share Certificate special ($5,000 minimum)4.75%
6-month Share and IRA Certificate1.10%
12-month Share and IRA Certificate1.50%
24-month Share and IRA Certificate1.50%
36-month Share and IRA Certificate1.75%
48-month Share and IRA Certificate1.75%
 *APY = Annual Percentage Yield

All dividends (interest) are earned and posted at the end of each calendar month.

Money Market Tiered Dividend Rates

BalanceInterest Rate
$0.00 to $4,999.990.00%
$5,000 to $24,999.990.50%
$25,000 and Over0.80%

Use the savings calculator to help track earnings and find even more details about our savings accounts here.

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