Lending That Puts You First
You deserve a financial partner that believes in your goals and helps you turn them into reality. Whether you’re purchasing a vehicle, buying a home, financing improvements, or covering life’s unexpected expenses, MembersOwn offers lending solutions designed to fit your needs and your budget.
No two financial journeys are alike, which is why we offer a variety of loan options to help you reach your goals. From major milestones to everyday needs, our lending team will help you find the solution that’s right for you.
Best of all, every loan is backed by friendly, personalized service and a team that’s committed to helping you achieve financial success.
Loan Options
With competitive rates, personalized service, and local lending decisions, we’re here to help you borrow with confidence. Our broad range of loans is here to support your biggest dreams, including home, home equity, auto, and personal loans.
Auto Loans
Finance or refinance your next vehicle with competitive rates, flexible terms, and financing options designed to fit your budget.
Personal Loans
From planned expenses to life’s unexpected moments, our personal loan options provide flexible financing when you need it most.
Home Equity Loans & HELOCs
Put the equity in your home to work with financing for home improvements, debt consolidation, education expenses, and more.
Home Loans
Whether you’re buying your first home, refinancing, or moving into your dream home, we’re here to help you every step of the way.
Helpful Tools
Planning ahead starts with the right resources.
Talk to a Real Person
in Your Community
MembersOwn is here to talk things through, answer questions, and help you decide what makes sense for your life—with friendly guidance from people who live and work right here in Nebraska.
Lincoln Branch
1391 South 33rd Street
Lincoln, NE 68510
402.436.5365 (Text Friendly)
Beatrice Branch
2600 Eastside Boulevard
Beatrice, NE 68310
402.223.4204
Contact Form
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What types of loans does MembersOwn offer?
We offer auto loans, home loans, home equity loans and lines of credit, personal loans, and other lending solutions to meet a variety of financial needs.
Can I apply for a loan online?
Yes. You can apply online anytime or visit one of our branches for personalized assistance.
How do I know which loan is right for me?
Our lending team will take the time to understand your goals and help you choose the financing option that best fits your needs.
Can I refinance an existing loan?
Yes. Depending on your situation, refinancing may help lower your rate, reduce your monthly payment, or better fit your financial goals.
Does MembersOwn report to a credit bureau?
Yes, we report our member’s loan information to Experian, TransUnion and Equifax.
Is there a penalty to pay a loan off early?
There is no penalty for early payment. In fact, if it is possible for you to make additional payments, we encourage it because you benefit by paying less total interest on the loan. If you do make additional payments, unless you contact us, you will still have to make your minimum regular payment according to your contract.
What if something happens to me before the loan is paid off?
You may choose to add a protection plan to your loan with the premium calculated as part of your payments. Credit protection plans are not required for loan approval. Please contact us first if you are struggling to make your loan payments.