Fees & Charges
You can rest easy knowing your money is protected by the National Credit Union Administration, an agency of the federal government.
All savings accounts are insured up to $250,000 by the NCUA.
Fees and Charges below are effective August 1, 2017 and subject to change.
Service | Fee |
Account Research | $25 per hour |
Address Correction/Bad Address (mail returned) | $10 per mailing |
Balancing of Checking Account | $25 per hour ($25 minimum) |
Cancelled Check Copies | $1 per check |
Cashier’s Checks | $5 |
Check Cashing/Coin Counting (waived if $500 average balance last 3-months, active and current loan, age 18 or younger or 50% of check is deposited) | 2%, first $200 free ($2 minimum) |
Check Orders | Direct cost to member |
Credit Union Check with Alternate Payee | $5 |
Debit Card Replacement | $10 after replaced once in past 12 months |
Inactive Account Fee: (Only applies if savings balance is less than $100 and inactive for more than 12-months) | $10 per quarter |
Garnishments and Tax Levies | $35 |
Loan Skip Pay | $25 |
Money Orders | $5 |
Negative Balance Fee | $5 per day after 5 days of account being negative |
Non Sufficient Funds (NSF) Charges Item/Transaction Paid Into Overdraft Item/Transaction Returned for NSF | $35 per item $35 per item |
Overdraft Transfers – $50 increments From Loan Account From Savings Account (limit 6/month) | None None |
Prepaid Debit Card (Travel, Gift) | $5 |
Re-open of Membership Account within 6 Months of Closing | $35 |
Return Deposit Charge | $10 |
Statement Copy | $1 per statement |
Stop Payment Orders | $35 |
Transaction History | 1 free per month; $1 per page thereafter |
Wire Transfers Outgoing Incoming | $25 No charge |