Loan Rates
| Loan | Term | APR* | Estimated Monthly Payment(per $1,000 borrowed) |
| New & 1-5 Year Old Used Autos | 36 months | 5.00% | $29.97 |
| 48 months | 5.50% | $23.26 | |
| 60 months | 5.50% | $19.10 | |
| 72 months | 6.00% | $16.57 | |
| 84 months | 7.00% | $15.09 | |
| 6-12 Year Old Used Autos | 36 months | 6.00% | $30.42 |
| 48 months | 6.50% | $23.72 | |
| 60 months | 6.50% | $19.57 | |
| 72 months | 7.00% | $17.05 | |
| New & 1-5 Year Old Used Recreational Vehicles, Boats, Motorcycles | 36 months | 6.00% | $30.42 |
| 48 months | 6.50% | $23.72 | |
| 60 months | 6.50% | $19.57 | |
| 72 months | 7.00% | $17.05 | |
| 84 months | 8.00% | $15.59 | |
| 6-12 Year Old Recreational Vehicles, Boats, Motorcycles | 36 months | 7.00% | $30.88 |
| 48 months | 7.50% | $24.42 | |
| 60 months | 7.50% | $20.04 | |
| 72 months | 8.00% | $17.54 | |
| Home Equity Line of Credit (LOC) | Variable Rate | 7.50% | 1% of balance after last advance |
| Home Equity | 60 months | 6.50% | $19.57 |
| 120 months | 7.50% | $11.87 | |
| Personal Installment | 36 months | 13.50% | $33.94 |
| 60 months | 14.00% | $23.28 | |
| Other Secured | 36 months | 5.00% | $29.97 |
| Share Secured | 36 months | 5.00% | $29.97 |
| 60 months | 5.50% | $19.10 | |
| Home Loans | Current Rates | ||
| QuickCASH loan ($20 processing fee) | 60 days | 18.00% | Call for more details |
All rates are effective November 20, 2024, and subject to change without notice. All rates listed are based on the best credit score tier, automatic payments from MOCU account, 100% or less loan-to-value for vehicle, and 80% or less loan-to-value home equity loans. Some restrictions may apply.
Use the payment calculator to help plan for the future, apply online, and find even more details about loans offered here.
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