Your Credit Score & More

Everything You Need to Understand Your Credit

Whether you’re preparing to buy a home, finance a vehicle, pay down debt, or strengthen your overall financial health, SavvyMoney gives you the information and tools to help you reach your goals with confidence. Available right inside MembersOwn’s online and mobile banking, SavvyMoney makes it easy to monitor your credit, understand what’s influencing your score, and identify opportunities to improve your financial future.

As your financial goals evolve, SavvyMoney helps you stay informed every step of the way. You’ll have access to personalized insights, credit monitoring, planning tools, and educational resources that help you make confident decisions before applying for your next loan or making an important financial move. With everything in one secure place, you can spend less time wondering where you stand and more time focusing on what’s next.

You can even set personalized credit score goals and track your progress over time. Whether your goal is reaching a specific credit score, improving your debt-to-income ratio, or preparing for a major purchase, SavvyMoney helps you measure your progress and understand the steps that can move you closer to your goal. Along the way, you’ll receive recommendations tailored to your credit profile, making it easier to build healthy financial habits and celebrate milestones as you achieve them.

Best of all, SavvyMoney is completely free for MembersOwn members, and checking your credit through the tool will never impact your credit score. It’s another way we’re helping you make informed financial decisions, work toward your goals, and achieve lasting financial success.

As a MembersOwn member enrolled in online or mobile banking, SavvyMoney is already available to you.

Simply log in and select Credit Score to begin exploring your personalized dashboard.

Check Your Score