Lincoln: 402.436.5365 | Beatrice: 402.223.4204
Open the Door
to Possibility
Apply for a home equity line of credit
and unlock what’s next.*
See How a HELOC Fits Your Life
High-Interest Debt
on What You Use
A Way to Make It Happen
The project you keep putting off. The plan you keep revisiting. The “maybe someday” idea to make your home feel more you. A home equity line of credit (HELOC) from MembersOwn can help put your goals within reach.
A HELOC gives you access to funds when you need them, on your timeline, so you can move at your own pace and pay interest only on what you use. It’s a smart option for plans and projects like:
- Home renovations
- Debt consolidation
- Education funding
- Extra financial stability
Apply Now
Repayment
With a MembersOwn HELOC, your minimum monthly payment is typically just 1%–1.5% of your outstanding balance, keeping payments manageable while giving you the flexibility to access funds whenever you need them.
Take the Next Step
MembersOwn is here to talk things through, answer questions, and help you decide what makes sense for your life, with friendly guidance from people who live and work in your community."*" indicates required fields
HELOC FAQs
How does a home equity line of credit work?
A HELOC is a loan secured by your home, using its value as collateral. The amount you may qualify for in your line of credit is dependent upon the amount of equity you have in your home.
How much can I borrow with a HELOC?
The amount you can access depends on how much equity you have in your home. Equity is the difference between what you owe on your mortgage and your home’s current value. The more equity you have, the more funds may be available for your HELOC.
How can I use a HELOC?
A HELOC is flexible. Use it for home renovations, debt consolidation, education, medical bills, or even a big life event like a wedding.
What kind of guidance will I get from MembersOwn?
We offer free financial guidance and friendly support so you can make smart decisions to use your HELOC confidently.
*Variable rate based on prime rate, borrower’s credit score and loan to value. Borrower is responsible for closing costs. Call 800-588-5365 to apply and for more information. Limitations may apply.
