Let’s shake things up with a lower rate and flexible options that make your next ride (or your current one) even better. We could lower your rate and help you find payments that fit your budget so you can enjoy the season with a little extra left in your wallet.
Whether you’re ready to shake it up with a new ride or looking to refinance from another institution, we could help you see your savings swirl into view.
Shake Up Your Ride
With rates as low as 4.75% APR*, our auto loans are designed to keep things steady, simple, and stress-free. We offer 100% financing for most purchases. When you’re ready to buy, take advantage of our auto buying services to secure a deal.
Shake Up Your Rate
Already have a loan somewhere else? Shake up your rate and see how much you could save before the year ends. Refinancing with MembersOwn could lower your payments and help your savings pile up.
Protection Plans
When life shakes things up, MembersOwn Protection Plans help keep you steady, even when things get a little icy. MembersOwn Loan Protection, Route 66 Extended Warranty, and Guaranteed Auto Protection (GAP) keep you covered and confident no matter what the season brings. Learn more about our Loan Protection Plans.
MembersOwn Is Here to Help
The season is full of possibilities, and so is your next auto loan. Take a moment to explore options that could help your payments drop, your savings pile up, and get you behind the wheel of a new ride this season. Our MembersOwn team is ready to support you along the way.
Ready to Shake Things Up? Let’s Go!
*Promotional rate is subject to expiration at any time. Rate based on best credit score tier, 100% or less loan to value, and autopay from a MOCU account. 2020-2026 models only. Standard underwriting guidelines apply. Not applicable on existing MOCU auto loans.
Shake Up Your Rate: New to 5-Year-Old Autos
Length of Loan
Annual Percentage Rate
Estimated Monthly Payment (per $1,000 borrowed)
36 months
4.75% APR
$29.86
48 months
4.75% APR
$22.92
60 months
4.75% APR
$18.76
72 months
4.75% APR
$15.99
*Promotional rate subject to expiration at any time
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Have questions? Our team of experts would be happy to talk with you! Simply sign up for a meeting with a Lending Specialist or text us at 402-436-4364 to learn more.