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Loans Details

Does MembersOwn report to a credit bureau?
Yes, we report our member’s loan information to Experian and TransUnion.

Is there a penalty to pay a loan off early?
There is no penalty for early payment. In fact, if it is possible for you to make additional payments, we encourage it because you benefit by paying less total interest on the loan. If you do make additional payments, unless you contact us, you will still have to make your minimum regular payment according to your contract.

What if something happens to me before the loan is paid off?
You may choose to add a protection plan to your loan with the premium calculated as part of your payments. Credit protection plans are not required for loan approval. Contact us or find more information about credit protection plans here.

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