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Fees and Charges

You can rest easy knowing your money is protected by the National Credit Union Administration, an agency of the federal government.

All savings accounts are insured up to $250,000 by the NCUA.

Fees and Charges below are effective August 1, 2017 and subject to change.

 

Service Fee
Account Research $25 per hour
Address Correction/Bad Address (mail returned) $10 per mailing
Balancing of Checking Account $25 per hour
($25 minimum)
Cancelled Check Copies $1 per check
Cashier’s Checks $5
Check Cashing/Coin Counting (waived if $500 average balance last 3-months, active and current loan, age 18 or younger or 50% of check is deposited) 2%, first $200 free
($2 minimum)
Check Orders Direct cost to member
Credit Union Check with Alternate Payee $5
Debit Card Copy of Sales Draft $2 per sales draft
Debit Card Replacement $10 after replaced once in past 12 months
Inactive Account Fee:
(Only applies if savings balance is less than $100 and inactive for more than 12-months)
$10 per quarter
Garnishments and Tax Levies $35
Loan Skip Pay $25
Money Orders $5
Negative Balance Fee $5 per day after 5 days of account being negative
Non Sufficient Funds (NSF) Charges
Item/Transaction Paid Into Overdraft
Item/Transaction Returned for NSF
$35 per item
$35 per item
Overdraft Transfers – $50 increments
From Loan Account
From Savings Account (limit 6/month)
None
None
Prepaid Debit Card (Travel, Gift) $5
Re-open of Membership Account within 6 Months of Closing $35
Return Deposit Charge $10
Statement Copy $1 per statement
Stop Payment Orders $35
Transaction History 1 free per month; $1 per page thereafter
Wire Transfers
Outgoing
Incoming
$25
No charge

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