Lincoln: 402.436.5365 | Beatrice: 402.223.4204
Get the Key
to Possibility
Apply for a home loan
and unlock what’s next.*
A Way to Make It Happen
The home you’ve been dreaming about. The listings you keep saving. The “maybe someday” move that starts your next chapter. A home loan from MembersOwn can put buying your first house within reach.
Whether you’re ready to buy now or just starting to explore your options, we’re here to build the process around your needs. With competitive rates and personal service through the life of your loan, you can move forward with the keys to success.
Apply Now
See How a MembersOwn Home Loan Fits Your Life
Take the Next Step
MembersOwn is here to talk things through, answer questions, and help you decide what makes sense for your life, with friendly guidance from people who live and work right here in your community."*" indicates required fields
HOME LOAN FAQs
What makes getting a mortgage from a credit union different?
Credit unions are not-for-profit and member-owned, which means the focus is on service rather than shareholders. That can translate into competitive rates, lower fees, and a more supportive, educational approach, especially helpful for first-time buyers. We partner with Centennial Lending, which provides additional support throughout the process.
How much can I borrow?
Your borrowing power is based on factors like income, credit history, existing debts, and down payment. Rather than stretching your budget, we help you find a payment that feels comfortable and sustainable.
How much do I need for a down payment?
We offer a variety of loan options, some with lower down payment requirements. We’ll help you explore programs that fit your situation.
What kind of guidance will I get from MembersOwn?
We offer free financial guidance and friendly support so you can make smart decisions about your home loan.
What if I’m just starting to think about buying?
That’s the perfect time to talk with us. We can help you understand your options, build a plan, and move forward at your own pace, no pressure.
*Variable rate based on prime rate, borrower’s credit score and loan to value. Borrower is responsible for closing costs. Call 800-588-5365 to apply and for more information. Limitations may apply.
