See You On Easy Street

Remember those classic road trips with the windows down, music up, nothing but the open road ahead of you? At MembersOwn, we believe in channeling the good ol’ days, today!

For generations, we’ve helped families get where they need to go, which is why we’re proud to be riding shotgun with you on your financial journey. Whether you’re looking for a new car or want to refinance the one you have, we’re here to steer you toward smart choices with an auto loan that delivers a great rate and affordable monthly payments.

With a range of flexible options, you can coast along knowing you’re getting the benefit of all our top-of-the-line member services—with no speedbumps or hiccups along the way. And get more mileage out of your money with loan choices built to fit your life, including:

Low APR Auto Loans

Get a great rate to buy your new or preowned vehicle. We have 100% financing for most purchases and terms up to seven years! When you’re ready to make a purchase, take advantage of our helpful auto buying services to secure a deal.

Your Choice® Auto Loans

Get the car you truly want, not the one you have to settle for. With a Your Choice Auto Loan, you’ll have the flexibility of a loan with the low monthly payments of a lease that won’t break your budget. You can trade the car whenever you want, or keep it at the end of the loan term because the car is yours!

Refinancing

Reduce your current interest rate and monthly payments by refinancing your auto loan with us. The process is simple, and the savings come with friendly hometown service that’s all about you. After all, this is your credit union and we’re here to serve you.

MembersOwn Is Here to Help

Struggling with a low credit score? We can help you get your dream car and a loan that meets your financial needs.

Explore auto loan options and get free advice, along the way.

Protection Plans

MembersOwn Loan Protection

Designed to help you get relief from loan payments if a protected life event unexpectedly happens to you. Contact us and ask about protecting your loans today.

Route 66 Extended Warranty

Protect your vehicle by extending the manufacturer’s warranty for a lower price than your auto dealership. The premium is affordable and simply added to your existing auto loan. Route 66 provides towing, rental reimbursement, and roadside service.

Guaranteed Auto Protection (GAP)

Most standard auto insurance policies are enough to cover the cost of repairs or replacement if your car is damaged or stolen. However, if your vehicle is deemed a total loss and your car’s actual cash value is lower than the amount you owe on your loan, it’s not covered by insurance. GAP covers the variance between the auto value and auto loan through debt cancellation agreements.

Depreciation Protection®

Looking for extra peace of mind that the equity in your vehicle is safe? Depreciation Protection Waiver (DPW) might be right for you. This type of plan waives some or all of your loan balance in the event of a total loss of your car. The waiver benefit is equal to the difference between your vehicle’s retail value at the time of DPW purchase less than the amount of your loan balance at the time of total loss.

We’ll go the distance with you, from backseat singalongs to the moment you drive off in your dream car.

Ready to get started? Let’s go!

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