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gift graphic with 90 year MembersOwn logo celebrating 90 years

90 Years | .90% Off New Loans.

For a limited time, celebrate our 90th anniversary
with a .90% rate discount on new fixed-rate loans.*

Serving members for 90 years

For 90 years, we’ve been here for the moments that matter. From first vehicles to major life changes, our role has always been the same, to help our members move forward with confidence.

We’ve grown over the years, but our approach has not changed. We take the time to understand your goals and offer guidance you can trust.

This anniversary gives us a chance to say thank you in a way that’s practical and meaningful.

A lower rate for what’s next

For a limited time, eligible new fixed-rate loans receive a .90% rate discount.

Whether you’re planning ahead or ready to take the next step, this offer helps you start your loan at a lower rate from day one.

Why it matters

A small difference in your rate can make a real impact over time. Lowering your rate means you may pay less each month and less in interest over the life of your loan.

It’s a simple way to keep more of your money working for you.

How it works

Apply for a new fixed-rate loan
Start online, call, or visit us in person.

Receive your discounted rate
Qualified members receive a .90% reduction on eligible loan rates.

Move forward with confidence
Lock in your rate and take the next step with clarity.

Built for what’s ahead

This offer is available for a range of needs, including:

  • Buying a vehicle
  • Consolidating debt
  • Covering a large expense
  • Planning your next step

If you’ve been considering a loan, this offer can help you get started at a lower rate.

90 years of putting members first

Since day one, our focus has been on our members. As a credit union, we exist to serve you, not shareholders.

Every decision we make is guided by what will best support our members and our community. That approach has carried us through 90 years, and it continues to shape how we serve you today.

Start your loan with a lower rate!

Apply Now











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Rates shown include a .90% anniversary discount
LoanTermAPR*Estimated Monthly Payment(per $1,000 borrowed)
New & 1-5 Year Old Used Autos36 months3.35%$29.24
48 months3.85%$22.51
60 months3.85%$18.35
72 months4.35%$15.81
84 months5.35%$14.30
6-12 Year Old Used Autos36 months4.35%$29.68
48 months4.85%$22.96
60 months4.85%$18.80
72 months5.35%$16.27
New & 1-5 Year Old Used Recreational Vehicles, Boats, Motorcycles36 months5.10%$30.02
48 months5.60%$23.30
60 months5.60%$19.15
72 months6.10%$16.62
84 months7.10%$15.14
6-12 Year Old Recreational Vehicles, Boats, Motorcycles36 months6.10%$30.47
48 months6.60%$23.76
60 months6.60%$19.61
72 months7.10%$17.10
Home Equity60 months5.35%$19.03
120 months6.35%$11.28
Personal Installment36 months12.60%$33.50
60 months13.10%$22.80
Other Secured36 months3.85%$29.46
Share Secured36 months3.85%$29.46
60 months4.35%$18.57
*APR = Annual Percentage Rate
*Anniversary rate special on new fixed-rate loans only. Rate reflects a .90% discount from standard rates. Actual rate may vary based on creditworthiness, term, and other qualifying factors. Not valid on existing loans or refinances of current MembersOwn loans. Offer not available on lines of credit, mortgages, or QuickCASH Loans. Limited-time offer and may be modified or discontinued at any time without notice. Membership eligibility required. Additional restrictions may apply.

Have questions? Our team of experts would be happy to talk with you! Simply sign up for a meeting with a Lending Specialist or text us at 402-436-4364 to learn more.

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