For 90 years, we’ve been here for the moments that matter. From first vehicles to major life changes, our role has always been the same, to help our members move forward with confidence.
We’ve grown over the years, but our approach has not changed. We take the time to understand your goals and offer guidance you can trust.
This anniversary gives us a chance to say thank you in a way that’s practical and meaningful.
A lower rate for what’s next
For a limited time, eligible new fixed-rate loans receive a .90% rate discount.
Whether you’re planning ahead or ready to take the next step, this offer helps you start your loan at a lower rate from day one.
Why it matters
A small difference in your rate can make a real impact over time. Lowering your rate means you may pay less each month and less in interest over the life of your loan.
It’s a simple way to keep more of your money working for you.
How it works
Apply for a new fixed-rate loan Start online, call, or visit us in person.
Receive your discounted rate Qualified members receive a .90% reduction on eligible loan rates.
Move forward with confidence Lock in your rate and take the next step with clarity.
Built for what’s ahead
This offer is available for a range of needs, including:
Buying a vehicle
Consolidating debt
Covering a large expense
Planning your next step
If you’ve been considering a loan, this offer can help you get started at a lower rate.
90 years of putting members first
Since day one, our focus has been on our members. As a credit union, we exist to serve you, not shareholders.
Every decision we make is guided by what will best support our members and our community. That approach has carried us through 90 years, and it continues to shape how we serve you today.
The calculator will remember your choice. You may also change it at any time.
Clicking “Save changes” will cause the calculator to reload. Your edits will be lost.
Cash flow forecast…
Charts
Help
Message
Rates shown include a .90% anniversary discount
Loan
Term
APR*
Estimated Monthly Payment(per $1,000 borrowed)
New & 1-5 Year Old Used Autos
36 months
3.35%
$29.24
48 months
3.85%
$22.51
60 months
3.85%
$18.35
72 months
4.35%
$15.81
84 months
5.35%
$14.30
6-12 Year Old Used Autos
36 months
4.35%
$29.68
48 months
4.85%
$22.96
60 months
4.85%
$18.80
72 months
5.35%
$16.27
New & 1-5 Year Old Used Recreational Vehicles, Boats, Motorcycles
36 months
5.10%
$30.02
48 months
5.60%
$23.30
60 months
5.60%
$19.15
72 months
6.10%
$16.62
84 months
7.10%
$15.14
6-12 Year Old Recreational Vehicles, Boats, Motorcycles
36 months
6.10%
$30.47
48 months
6.60%
$23.76
60 months
6.60%
$19.61
72 months
7.10%
$17.10
Home Equity
60 months
5.35%
$19.03
120 months
6.35%
$11.28
Personal Installment
36 months
12.60%
$33.50
60 months
13.10%
$22.80
Other Secured
36 months
3.85%
$29.46
Share Secured
36 months
3.85%
$29.46
60 months
4.35%
$18.57
*APR = Annual Percentage Rate *Anniversary rate special on new fixed-rate loans only. Rate reflects a .90% discount from standard rates. Actual rate may vary based on creditworthiness, term, and other qualifying factors. Not valid on existing loans or refinances of current MembersOwn loans. Offer not available on lines of credit, mortgages, or QuickCASH Loans. Limited-time offer and may be modified or discontinued at any time without notice. Membership eligibility required. Additional restrictions may apply.
Have questions? Our team of experts would be happy to talk with you! Simply sign up for a meeting with a Lending Specialist or text us at 402-436-4364 to learn more.