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Loan Rates effective April 1, 2013 and are subject to change without notice.
All rates listed are based on the best credit score tier, electronic payments, 100% or less Loan-to-Value for vehicle and 80% or less Loan-to-Value home equity loans, and for vehicles with less than 100,000 miles. Some restrictions apply.
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Loan Types
|
Term
|
APR*
|
Monthly Payment per $1,000 borrowed
|
|
New & Used Autos, Recreational Vehicles, Boats, Motorcycles
|
0-36 months
|
2.50%
|
$28.87
|
|
Value $5,000+
|
37-48 months
|
3.00%
|
$22.14
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|
Value $10,000+
|
49-60 months
|
3.00%
|
$17.97
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|
Value $15,000+
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61-72 months
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3.50%
|
$15.42
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|
Value $25,000+
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73-84 months
|
4.50%
|
$13.91
|
|
Home Equity
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0-60 months
|
3.25%
|
$18.09
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|
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61-120 months
|
4.25%
|
$10.25
|
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Personal installment
|
0-36 months
|
9.50%
|
$32.05
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|
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37-60 months
|
10.00%
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$21.26
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Other secured
|
0-36 months
|
2.50%
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$28.87
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|
Share secured
|
0-36 months
|
2.50%
|
$28.87
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|
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37-60 months
|
3.00%
|
$17.97
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|
Home Equity LOC-Variable Rate
|
|
3.25%
|
See loan officer
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| Home Improvement |
0-60 months
|
6.25% |
$19.46 |
|
61-120 months
|
7.25% |
$11.75 |
| VISA Credit Card - Platinum |
|
8.00%14.00%/18.00%
|
see Fees section
|
| VISA Credit Card - Platinum with cash back rewards |
|
10.00%/16.00% |
for more details |
| QuickCASH loan ($20 processing fee) |
60 days |
18.00% |
call for more details |
*APR = Annual Percentage Rate
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